By Yanely Espinal, reposted with permission from NFPF

Terms of Use on the Loose

At the end of 2020, Instagram released updated terms of use for its users, but most people don’t read through terms and conditions in general, let alone when downloading or updating an app on their phone! This means that most people don’t know what they agreed to because data shows most people agree to terms without reading through them. Why is this becoming a more serious concern over time? How can it affect people financially?

Find out this and more in this week’s FinCap Friday episode below:

https://docs.google.com/presentation/d/1MiiZVzfE6vWoEEhw-hngA5NOKB6I3Hl5YQ1imdbRGSE/edit#slide=id.gab09f38c83_0_50

 by Yanely Espinal

Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor’s degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master’s degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her soon-to-be 7 nieces and nephews!